Federal Resources

Safe, affordable housing is a priority for every level of government. Housing grants are intended to assist homeowners, renters, and those who are homeless. Revitalizing preexisting homes, helping people become homeowners, assisting low income, seniors, and unemployed people to access adequate housing, and addressing the needs of the homeless are all priorities targeted by government housing grants. Can you benefit from a housing grant?

What types of housing grants exist?
Literally hundreds of programs targeted at homeowners and renters exist, from those at the Federal level to State housing grants. Some examples are listed below.

1) The Low Income Home Energy Assistance Program (LIHEAP)
LIHEAP is a federally funded program. This program was created in acknowledgment of the fact that if an individual is unable to properly heat or cool their home, their home is not safe and their health may be at risk. Under the LIHEAP program, individuals can get energy bill payment assistance, energy crisis assistance, and get help with weatherization and energy-related home repairs.

2) Housing Choice Vouchers
This program enable low income earners to find a rental home and use a voucher to pay for part or all of the rent. Income limits apply.

3) Rural Rental Assistance Programs
Run by the Department of Agriculture, these programs assist low income individuals with rent payments. Applicants must live in Rural Rental Housing (RRH), Rural Cooperative Housing (RCH) and Farm Labor Housing (LH) projects financed by the Rural Housing Service.

4) Rural Housing - Housing Repair Loans and Grants
These loans and grants are directed at very low-income homeowners in order that they may repair, upgrade, modernize, or improve their homes to protect against health and/or safety hazards.

5) HUD Public Housing Program
This program is designed to assist low income earners find safe, sanitary rental housing at a cost they can afford.

6) Indian Housing Block Grants
These grants offer Federal assistance to Indian tribes in providing safe, affordable housing.

7) Disaster Housing Program
This program provides funds for those individuals whose homes have been damaged by Presidential declared major disasters.

Those searching for housing grants of any type should focus on the State they live in when attempting to access government grants to help with any housing issues.

HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

HUD - First-time Homeowners Assistance
The Department of Housing and Urban Development (HUD) offers many programs to assist people in buying their first home.

HUD - Senior Citizen Assistance Programs

HUD - Veterans' Resource Center (HUDVET)
Combines the services of HUD and the Veterans' Administration.

HUD - Women's Assistance Programs

HUD - Disabled Persons' Assistance Programs

HUD - Native Americans & Farm Workers Assistance Programs

HUD - Home Improvements Assistance
Whether you want to fix a faucet or add a new addition to your home, you need to know the facts and the pitfalls of home improvements. Here are some sources that can help.

HUD - Homelessness Assistance Programs
If you are homeless, help is available! HUD, along with many other federal agencies listed here fund programs to help the homeless.

USDA - Rural Housing Service
The Rural Housing Service provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. RHS also makes financing available to elderly, disabled, or low-income rural residents of multi-unit housing buildings to ensure they are able to make rent payments.